Terms of Service

1.Acceptance of These Terms

By accessing the Site, submitting a form, booking a consultation, enrolling in the Program, or accessing any Program Materials, you agree to be bound by these Terms and by our Privacy Policy, which is incorporated here by reference. If you do not agree, do not use the Site or enroll.

If you accept these Terms on behalf of a company or other entity, you represent that you have the authority to bind that entity, and “you” refers both to you personally and to that entity.

Where you and Generative Photography have signed a separate written agreement, enrollment agreement, or order form (each, an “Enrollment Agreement”), that document controls to the extent it conflicts with these Terms. These Terms govern everything the Enrollment Agreement does not address.

2.Definitions

• “Program” means our live, cohort-based generative photography certification program, together with any workshop, masterclass, community access, coaching, or supplementary training we make available to enrolled students.
• “Program Materials” means everything we provide in connection with the Program: curriculum, lesson content, live session recordings, slides, workbooks, worksheets, checklists, rubrics, prompt libraries, templates, spreadsheets, reference images, sample portfolios, scripts, standard operating procedures, and any tool, app, or automation we make available.
• “The Method” means the Generative Director Method — our proprietary framework, sequence, terminology, and system for producing commercial-grade generative photography.
• “Student Work” means assignments, images, prompts, portfolios, critiques, posts, and other content you create or submit in connection with the Program.
• “AI Tools” means third-party generative artificial intelligence services, models, platforms, and applications referenced, demonstrated, or recommended in the Program.
• “Program Fees” means the tuition and any other amounts payable by you to us for the Program, as stated at checkout and in your enrollment confirmation.
• “Cohort” means the group of students enrolled in a particular scheduled run of the Program.

3.Eligibility & Enrollment

3.1 Age and capacity. The Program is offered only to individuals who are at least eighteen (18) years of age and able to form a binding contract. The Site and the Program are not directed to, and may not be used by, anyone under 18.

3.2 Location. The Site and the Program are offered from the United States. Live sessions are scheduled in United States time zones. We make no representation that the Program is appropriate or available for use in any other jurisdiction, and you are responsible for compliance with local law if you access it from outside the United States.

3.3 Enrollment is personal. Enrollment is granted to one named individual. It may not be shared, transferred, assigned, gifted, resold, or used by more than one person, including within the same household or business, unless we agree in writing.

3.4 Accurate information. You agree to provide accurate, current, and complete information at enrollment and to keep your contact and billing information up to date.

3.5 Seat capacity and admission. Cohorts are capped so that live sessions stay small enough for individual feedback. Enrollment is confirmed only when payment is accepted and we send you an enrollment confirmation. We may decline or cancel any enrollment, and refund amounts paid for it, at our discretion.

4.Description of the Program

The Program is an instructor-led, cohort-based training program in generative photography. Depending on the offer you enrolled under, it may include:

• scheduled live group sessions delivered by video conference, with recordings made available afterwards;
• a structured curriculum organised around the Generative Director Method;
• assignments, critique, and instructor or peer feedback;
• a final project or capstone;
• prompt libraries, templates, workbooks, rubrics, and reference materials;
• access to a private student community; and
• assessment toward a certification issued through a third-party certifying partner.

The specific inclusions, session count, schedule, program length, and cohort size that apply to you are the ones stated on the enrollment page and in your enrollment confirmation at the time you enrolled.

4.1 We may improve the Program. Generative photography changes quickly. We may update, reorder, substitute, or replace curriculum, tools, vendors, platforms, instructors, and delivery methods at any time, provided the substance and value of the Program are not materially reduced for your Cohort.

5.Cohorts, Scheduling & Attendance

5.1 Schedule. Live session dates and times are published before your Cohort begins. We may reschedule an individual session on reasonable notice where necessary; where a session is rescheduled, a recording is made available.

5.2 Attendance is your responsibility. Live attendance is strongly encouraged but, except where Section 8 requires it, is not mandatory. We do not provide make-up sessions, private catch-up calls, or extended office hours for missed sessions.

5.3 Deferral. A request to defer your enrollment to a later Cohort is granted at our discretion, must be made in writing before your Cohort's first live session, and may be granted once. Deferral does not extend, restart, or reopen the guarantee period in Section 8, which is measured from your original Cohort.

5.4 Cohort cancellation by us. If we cancel a Cohort before it begins and cannot place you in a comparable Cohort within a reasonable period, we will refund the Program Fees you paid for it. That refund is your sole remedy for a cancelled Cohort.

6.Your Account & Access

6.1 Credentials. You are responsible for keeping your login credentials, session links, and community access confidential, and for all activity that occurs under your account. Notify us at [email protected] immediately if you believe your account has been compromised.

6.2 One person per account. Sharing credentials, session links, or Program Materials with any person who has not enrolled is a material breach of these Terms and grounds for immediate termination without refund.

6.3 What you get access to, and for how long. You are enrolling in the edition of the Program published at the time you enroll. Your access covers that edition, together with the recordings of your own Cohort's live sessions and any material we add to that edition while your access continues. There is no fixed end date: access continues for as long as we make that edition available online. Access is not perpetual, is not a purchase of the Program Materials, and may end as described in Section 20.

6.4 Future editions are separate. Enrollment does not entitle you to a future edition, rebuild, or successor version of the Program, or to any new certification track, which we may release and sell as a separate product on its own terms. Where we choose to offer existing students access or an upgrade path to a future edition, that is a courtesy and not a right you have purchased.

6.5 Hosted platforms. Program Materials, community access, and live sessions are delivered through third-party platforms. Availability of those platforms is outside our control, and their own terms apply to your use of them.

7.Fees, Payment Plans & Billing

7.1 Program Fees. Program Fees, any discount, and the payment option you selected are those stated at checkout and in your enrollment confirmation. Prices are in U.S. dollars and may change at any time for future enrollments; a price change never affects an enrollment already confirmed.

7.2 Payment options. The Program may be offered as a single payment or as a payment plan of scheduled instalments. Where a discount is offered for paying in full, it applies only to the single-payment option. The total payable under a payment plan may exceed the single-payment price.

7.3 Payment plan authorization. If you select a payment plan, you authorize us and our payment processor to charge your payment method automatically for each scheduled instalment on its due date until the full balance is paid. A payment plan is an obligation to pay the entire Program Fee, not a subscription. Completing the Program, ceasing to attend, or losing access does not cancel instalments that remain due, except where a refund is granted under Section 8.

7.4 Failed or late instalments. If an instalment fails or is not received when due, we may retry the charge, and we may suspend your access to live sessions, the community, and Program Materials after notice to your email of record until the balance is brought current. Amounts more than ten (10) days past due may accrue interest at 1.5% per month or the maximum rate permitted by Florida law, whichever is lower. You are responsible for reasonable costs of collection, including attorneys' fees.

7.5 Payment processing. Payments are processed by a third-party payment processor under its own terms. We do not store full payment card numbers or bank account numbers.

7.6 Taxes. Program Fees are exclusive of any applicable sales, use, VAT, or similar taxes, which are your responsibility.

7.7 Refunds generally. Except as expressly provided in Section 8, in Section 5.4, or where required by law, Program Fees are non-refundable once your Cohort's first live session has taken place. Amounts you pay to third parties — including AI Tool subscriptions, generation credits, software, hardware, and any fee charged directly by the certifying partner — are never refundable by us, because we never receive them.

7.8 Chargebacks. You agree to contact us at [email protected] to resolve any billing dispute before initiating a chargeback. Initiating a chargeback for Program Fees while retaining access to Program Materials is a material breach of these Terms, and we may suspend access, terminate your enrollment, and pursue the amount owed together with costs of recovery.

8.7-Day Completion-Based Guarantee

8.1 What is guaranteed. If you meet every condition in Section 8.3, we will refund one hundred percent (100%) of the Program Fees you have actually paid to us.

8.2 The Guarantee Period. The Guarantee Period begins on the date of the first live session scheduled for your Cohort, whether or not you attend it, and that date is day one. The Guarantee Period ends at the end of the seventh day, and each day is determined by the calendar date in Central Time. The Guarantee Period is not extended by non-attendance, by a deferral under Section 5.3, or by any later date on which you first access the Program Materials.

8.3 Conditions. To be eligible you must, before the Guarantee Period ends, have:

• attended your Cohort's first live session in real time, in full. Watching the recording does not qualify. Live attendance is the core condition of this guarantee;
• completed and submitted the first assignment through the channel we designate for submissions; and
• sent your request to [email protected] with the subject line “Refund Request” from the email address associated with your enrollment, including your full name, your Cohort start date, and your completed first assignment.

Live attendance and assignment submissions are recorded in our systems, and we rely on those records to verify eligibility. A request that arrives after the Guarantee Period closes is not eligible and will not be granted. This Section states the same guarantee as our Refund Policy; where the two are read together, they are intended to say the same thing.

8.4 What is refunded, and what is not. We refund the Program Fees you paid to us. We do not refund amounts you paid to any third party, including AI Tool subscriptions, generation credits, software, hardware, or any fee charged directly by the certifying partner.

8.5 Payment plans. If you enrolled on a payment plan and are approved for a refund under this Section, we will refund the instalments you have paid and cancel all remaining instalments. If you do not request a refund within the Guarantee Period, the full balance of your payment plan remains due under Section 7.3.

8.6 Effect of a refund. On refund, your enrollment ends immediately, the licence granted in Section 11 terminates, your access to live sessions, recordings, the community, and all Program Materials is revoked, any certification progress is void, and you must permanently delete every copy of the Program Materials in your possession. Sections 11, 12, 13, 15, 19, 21, 22, 23, 24, and 25 survive.

8.7 One per person. The guarantee is available once per person. A student who has received a refund is not eligible to re-enroll except at our discretion, and a re-enrollment does not carry a new guarantee.

8.8 Sole remedy. A refund under this Section is your sole and exclusive remedy in connection with the guarantee, and is offered in place of, not in addition to, any other credit, extension, or accommodation.

9.No Guarantee of Results or Income

Except for the limited guarantee expressly described in Section 8, we make no representation, warranty, or guarantee of any kind regarding results, including any level of skill, portfolio quality, client acquisition, bookings, rates, revenue, profit, employment, freelance work, or return on your investment.

Generative photography is a competitive commercial field. Outcomes depend on factors entirely outside our control, including your prior experience, aptitude, the time and effort you invest, your market and geography, your pricing, your business and sales ability, your professional network, your reputation, general economic conditions, and the pricing, capability, availability, and policies of third-party AI Tools.

Any figure, range, rate card, earnings example, case study, student result, testimonial, or past outcome referenced by us anywhere — on the Site, in advertising, in a consultation, in the community, or in the Program itself — is illustrative only. It reflects the experience of a specific person under specific conditions, is not typical, is not verified as typical, and is not a promise or projection of what you will achieve. You should not enroll in reliance on any such figure.

We also make no representation that any particular AI Tool will remain available, remain priced as demonstrated, retain any specific capability, or continue to permit any specific commercial use.

10.Certification

10.1 How certification works. Students who complete the required coursework and meet the published assessment standard may be issued a certification through a third-party certifying partner, together with a unique certificate identifier. Certification is awarded on the basis of assessed work, not on the basis of enrollment or payment, and we may decline to issue it where the standard has not been met.

10.2 What certification is not. Certification is a statement that you completed our Program to the assessed standard. It is not a licence, a degree, an academic credential, a government or state accreditation, a professional registration, or a qualification recognised by any regulatory body, and it does not entitle you to employment, engagement, membership, or any particular rate of pay.

10.3 The certifying partner. Certification is administered by an independent third party. That partner sets and may change its own assessment criteria, issuance process, validity period, renewal requirements, verification tools, and terms, and we may change certifying partners. Issuing your certification requires us to share limited information about you with that partner, as described in our Privacy Policy.

10.4 Use of the credential. If certified, you may accurately describe yourself as having completed and been certified through the Program. You may not claim accreditation, licensure, affiliation, endorsement, partnership, or employment by us; may not present yourself as authorised to teach, license, certify, or resell the Program or the Method; and may not use our name, marks, or logos in a way that implies any of those things. We may revoke certification and require you to stop using it if you misrepresent it, if it was obtained through work that was not your own, or if your enrollment is terminated under Section 20.

11.Proprietary Content & Your License

11.1 We own the Program Materials. The Program Materials and the Method, and all copyright, trademark, trade secret, and other intellectual property rights in them, are and remain the exclusive property of GenerativeDirectors LLC or its licensors. Nothing in these Terms transfers ownership of any Program Material to you. Enrollment buys access and instruction; it does not buy the curriculum.

11.2 Your licence. Subject to your compliance with these Terms and payment of all amounts due, we grant you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable licence to access and use the Program Materials for your own learning for the access period described in Section 6.3.

11.4 Reservation. All rights not expressly granted in Section 11.2 are reserved. No licence is granted by implication, estoppel, or otherwise.

12.Restrictions on Use

You agree that you will not, and will not permit or assist any other person to:

• share, sell, rent, lend, transfer, or otherwise give access to your account, login credentials, session links, or community access to any person who has not enrolled;
• record, screen-capture, screen-share to a non-student, stream, transcribe for redistribution, or otherwise capture any live session, other than by using the recordings we provide;
• copy, reproduce, download for redistribution, republish, post, upload, mirror, or distribute any Program Material, in whole or in part, on any website, social platform, file-sharing service, messaging group, drive, forum, marketplace, or private network;
• sell, license, sublicense, syndicate, or commercially exploit any Program Material;
• use the Program Materials, the Method, our curriculum, our frameworks, our prompt libraries, our templates, or our rubrics to create, teach, deliver, market, or sell a competing course, cohort, workshop, coaching program, membership, certification, or training offering;
• use any Program Material to train, fine-tune, or evaluate a machine learning model, or submit it to any AI system for that purpose;
• scrape, crawl, harvest, or use automated means to extract Program Materials, community content, or Site content;
• reverse engineer, decompile, or attempt to derive the source of any tool, app, or automation we provide, except to the extent that restriction is prohibited by law;
• remove, obscure, or alter any copyright, trademark, watermark, attribution, or proprietary notice; or
• misrepresent your identity, your credentials, your certification status, or your relationship to us.

We take unauthorised distribution seriously. Program Materials may carry identifying markers, and a breach of this Section is grounds for immediate termination without refund under Section 20, in addition to any other remedy available to us.

13.Your Work & AI-Generated Outputs

13.1 You own your work. As between you and us, you retain whatever rights you hold in your Student Work. We claim no ownership of the images, portfolios, or client work you produce during or after the Program.

13.2 Licence to us for instruction. By submitting Student Work for assignment, critique, assessment, or posting it in the community, you grant us and your Cohort a non-exclusive, royalty-free licence to view, store, reproduce, annotate, and discuss it for the purposes of teaching, feedback, assessment, and certification. That licence ends when your access ends, except for copies retained in assessment and certification records.

13.3 Marketing use requires separate permission. We will not use your Student Work, name, image, or results in our public advertising or marketing without asking you separately and obtaining your permission. You may withdraw that permission at any time by writing to [email protected], and we will stop using it in new materials.

13.4 Legal status of AI-generated material. We make no representation or warranty that any AI-generated image or output is protectable by copyright, registrable, original, free of third-party rights, or usable for any particular commercial purpose. The law on authorship, ownership, and infringement of AI-generated material is unsettled and continues to develop, and it differs between jurisdictions. Nothing in the Program is legal advice. Before you license, sell, or deliver AI-generated work to a client, you are responsible for obtaining your own legal advice about the rights you actually hold and can grant.

13.5 Clearance is your responsibility. You are solely responsible for ensuring that any work you produce, publish, or deliver — during or after the Program — does not infringe any copyright, trademark, trade dress, design right, right of publicity, or privacy right, and complies with all advertising, labelling, and disclosure laws that apply to it. Where your work depicts, resembles, or is derived from a real, identifiable person, you are responsible for obtaining any release or consent required, including from models, and for any disclosure required where a synthetic person or synthetic likeness is presented as real.

14.Third-Party AI Tools & Platforms

14.1 We are independent of the tools we teach. The Program references, demonstrates, and recommends third-party AI Tools. We are not affiliated with, endorsed by, sponsored by, or acting as an agent of any of them unless expressly stated. Your use of any AI Tool is a direct relationship between you and that provider, governed by that provider's terms, acceptable use policy, content policy, and privacy policy, which you are responsible for reading and following.

14.2 Costs are yours. Unless your Enrollment Agreement says otherwise, subscriptions, generation credits, plan upgrades, storage, and any other cost of using an AI Tool are your responsibility and are not included in the Program Fees.

14.3 Tools change. AI Tools change models, pricing, credit systems, output quality, content restrictions, commercial-use rights, and availability frequently and without notice, and may be discontinued entirely. We are not responsible for any such change, for any resulting loss of capability, cost, or client work, or for any account restriction, suspension, or ban imposed on you by a provider.

14.4 Commercial-use rights vary. Whether you may use an output commercially, and on what terms, is set by the provider and often depends on your plan tier. You are responsible for confirming your commercial-use rights with each provider before you sell or deliver work made with its tool.

14.5 Prohibited generation. You agree that you will not use any AI Tool, in connection with the Program or the community, to produce, request, or share:

• any sexual or sexualised depiction of a minor, or any content that sexualises a person who appears to be a minor;
• intimate or sexual imagery of any real person created or shared without that person's consent;
• content depicting a real, identifiable person saying or doing something they did not say or do, where it is intended to deceive, defraud, defame, harass, or impersonate;
• content that infringes a third party's intellectual property or right of publicity;
• content promoting violence, self-harm, terrorism, or unlawful discrimination or harassment; or
• any content prohibited by the applicable AI Tool's own content policy or by law.

Breach of this Section 14.5 is a material breach and grounds for immediate termination without refund under Section 20, and we may report unlawful content to the relevant platform or authority.

15.Live Sessions, Recordings & Likeness

15.1 Sessions are recorded. Live sessions are recorded so that students who cannot attend can catch up and so that the material stays available for the access period in Section 6.3. By joining a live session you acknowledge and consent to the recording of the session, which may capture your video, voice, display name, chat messages, questions, submitted work, and anything you share on screen.

15.2 You control how much of you is captured. Participation on camera is optional. You may keep your camera off, mute your microphone, use a display name rather than your full name, and ask questions in writing instead of on audio. If you would prefer your contribution not be retained in a recording, tell us during or promptly after the session and we will edit it out of the retained copy where technically practicable.

15.3 How we use recordings. Recordings are made available to your Cohort and may be reused as Program Materials in future runs of the Program. We will not use a recording that identifiably features a student in public advertising or marketing without that student's separate permission under Section 13.3.

15.4 Recordings are Program Materials. Recordings are subject to Sections 11 and 12 in full. You may not download for redistribution, share, post, or circulate any recording.

15.5 Do not record each other. You may not make your own recording, screen capture, or transcript of a live session or of any other student's contribution. Several states require the consent of all parties to record a conversation, and recording your Cohort without consent may be unlawful as well as a breach of these Terms.

16.Community Standards & Acceptable Use

The student community exists so that people can share work in progress and be critiqued honestly. That only works if it is safe. In the community, in live sessions, and in any communication with students, instructors, or staff, you agree not to:

• harass, bully, threaten, demean, or discriminate against any person, including on the basis of race, ethnicity, national origin, religion, age, sex, sexual orientation, gender identity, disability, or any other protected characteristic;
• post another student's work, questions, business information, pricing, client details, or personal information outside the community without their permission;
• spam, advertise, solicit, recruit, pitch services, promote a competing course or offer, or run a downline, affiliate, or MLM approach to other students;
• post content that is unlawful, defamatory, obscene, infringing, or prohibited by Section 14.5;
• impersonate any person, or misstate your experience, credentials, or certification status; or
• interfere with, disrupt, probe, or attempt to gain unauthorised access to the Site, the community, the Program platforms, or any related system.

We may remove any content and suspend or remove any participant, with or without notice, to keep the community usable. We have no obligation to monitor community content and are not responsible for content posted by students.

17.Your Content & Warranties

You represent and warrant that, for everything you submit, post, or share in connection with the Program:

• you own it or have all rights, licences, releases, and permissions necessary to submit and share it;
• you have obtained any consent or release required to use the likeness, name, voice, property, or statements of any identifiable person or property it depicts;
• it does not infringe any intellectual property right, right of publicity, or privacy right, and does not violate any law or any AI Tool's content policy;
• any claim, credential, rate, testimonial, or result you state is accurate and substantiated; and
• it contains no personal information about a third party that you are not entitled to share, and no confidential information belonging to a client or employer.

18.Electronic Communications, Email & SMS Consent

18.1 Electronic communications. By using the Site or enrolling, you consent to receive communications from us electronically, including by email and through the Program platforms. You agree that all agreements, notices, disclosures, and other communications we provide electronically satisfy any legal requirement that they be in writing.

18.2 Transactional communications. Regardless of your marketing preferences, we may send you communications necessary to deliver the Program — including enrollment confirmations, session links and reminders, schedule changes, assignment and feedback notices, certification notices, invoices, payment receipts and failures, security notices, and changes to these Terms. You may not opt out of transactional communications while you are enrolled, other than by ending your enrollment.

18.3 Email marketing opt-in

When you submit your email address through a form on the Site, request a consultation, download a free resource, register for a masterclass, or otherwise provide it to us for that purpose, you consent to receive marketing and promotional emails from Generative Photography — including educational content, case studies, cohort announcements, offers, and reminders.

You may withdraw that consent at any time by clicking the unsubscribe link in the footer of any marketing email, or by emailing [email protected] with the subject line “Unsubscribe.” We process opt-out requests promptly, and in all cases within ten (10) business days, as required by the CAN-SPAM Act. Withdrawing consent to marketing email does not stop the transactional communications described in Section 18.2.

18.4 SMS and text message opt-in

If you provide your mobile telephone number and affirmatively opt in — by checking an unchecked consent box on one of our forms, by replying to a message with a requested keyword, or by another clear affirmative act — you give your prior express written consent to receive recurring automated marketing and informational text messages from Generative Photography at that number under our GenPhotography Alerts messaging program, including messages sent using an automatic telephone dialing system. These may include consultation scheduling and reminders, enrollment follow-up, live session reminders, assignment and deadline nudges, cohort announcements, and promotional offers.

18.5 Withdrawing SMS consent. Replying STOP withdraws your consent immediately for the number from which you reply. You may also email [email protected] to be removed. Opting out of text messages does not remove you from email, and does not stop the transactional communications described in Section 18.2.

18.6 Keep your number current. You agree to tell us if you stop using a mobile number you have given us, so that we do not message a person who has not consented, and you are responsible for charges resulting from your failure to do so.

Full detail on how we handle your contact information is in our Privacy Policy.

19.Confidentiality

19.1 Our confidential information. The Program Materials, the Method, unreleased curriculum, pricing not publicly published, prompt libraries, rubrics, and internal processes are our confidential information and trade secrets. You will not disclose them to any person who is not enrolled, and will use them only as permitted by Section 11.

19.2 What happens in the Cohort stays in the Cohort. Students share unfinished work, client situations, rates, and business problems in live sessions and in the community. You agree to treat other students' work, business information, and personal circumstances as confidential and not to repeat, screenshot, quote, or share them outside the Cohort without that student's permission.

19.3 Exceptions. These obligations do not apply to information that is or becomes public through no fault of the receiving party, was already known without restriction, is independently developed without use of the other party's information, or is rightfully received from a third party. Either party may disclose where required by law, after giving reasonable advance notice where legally permitted.

19.4 Survival. These obligations survive termination for three (3) years, and indefinitely for trade secrets.

20.Suspension & Termination

20.1 By you. You may stop using the Site and the Program at any time. Ending your participation does not entitle you to a refund except under Section 8, and does not cancel instalments due under Section 7.3.

20.2 By us, for cause and without refund. We may suspend or terminate your access, your enrollment, your community membership, and any certification immediately and without refund if you:

• share, distribute, resell, record, or publish Program Materials in breach of Section 12;
• share your account or give access to a person who has not enrolled;
• use the Program Materials or the Method to build or teach a competing offering;
• generate or share content prohibited by Section 14.5;
• breach the community standards in Section 16 in a way that harms another student, an instructor, or staff;
• initiate a chargeback in breach of Section 7.8; or
• otherwise materially breach these Terms and fail to cure within ten (10) days of written notice, where the breach is capable of cure.

20.3 Suspension for non-payment. We may suspend access where an instalment is past due, as described in Section 7.4. Suspension does not relieve you of the obligation to pay amounts due, and access is restored when the balance is brought current.

20.4 Effect of termination. On termination, the licence in Section 11.2 ends, access to Program Materials, recordings, live sessions, and the community ends, and you must permanently delete every copy of the Program Materials in your possession. Amounts accrued through the effective date of termination become immediately due.

20.5 Survival. Sections 7, 9, 10.4, 11, 12, 13, 14, 15.4, 17, 19, 20.4, 21, 22, 23, 24, 25, and 28 survive termination.

21.Disclaimer of Warranties

The site, the program, the program materials, the community, and any tool or app we provide are furnished “as is” and “as available,” without warranty of any kind. To the fullest extent permitted by law, we disclaim all warranties, express, implied, statutory, or otherwise, including any implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, and any warranties arising out of course of dealing or usage of trade.

We do not warrant that the site, the program platforms, or the community will be uninterrupted, timely, secure, or error-free; that any defect will be corrected; that any ai tool will remain available, priced, capable, or permitted for commercial use; that any output will be accurate, original, protectable, or fit for any purpose; or that the program will produce any particular result.

Nothing in the Program is legal, tax, accounting, financial, insurance, or business advice, and no instructor, staff member, or fellow student is acting as your professional adviser. Some jurisdictions do not allow the exclusion of certain warranties, so some of the above may not apply to you.

22.Limitation of Liability

To the fullest extent permitted by law, GenerativeDirectors LLC and its members, managers, officers, employees, instructors, contractors, and agents will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, business, clients, goodwill, opportunity, data, images, or anticipated savings, arising out of or relating to these terms, the site, the program, the community, or any ai tool, whether based in contract, tort, strict liability, or any other theory, and whether or not we have been advised of the possibility of such damages.

Our total aggregate liability for all claims arising out of or relating to these terms, the site, or the program will not exceed the total program fees you actually paid to us in the twelve (12) months preceding the event giving rise to the claim. Amounts you paid to any third party, including ai tool providers, payment processors, and the certifying partner, are excluded from that calculation because we never receive them.

You acknowledge that the Program Fees reflect this allocation of risk, that these limitations are an essential basis of the bargain between us, and that they apply even if a limited remedy fails of its essential purpose. Nothing in these Terms excludes liability that cannot be excluded by law, and some jurisdictions do not allow certain limitations, so some of the above may not apply to you.

23.Indemnification

You agree to defend, indemnify, and hold harmless GenerativeDirectors LLC and its members, managers, officers, employees, instructors, contractors, and agents from and against any claim, demand, action, loss, liability, damage, fine, penalty, cost, or expense (including reasonable attorneys' fees) arising out of or relating to:

• your breach of these Terms or of any representation or warranty in Section 17;
• any image, prompt, portfolio, claim, testimonial, or credential you create, publish, deliver, or approve, during or after the Program;
• your use of any AI Tool, including any breach of a provider's terms or content policy and any claim arising from generated content;
• any claim that your work infringes a copyright, trademark, right of publicity, or privacy right, or that it misappropriates a person's likeness or voice;
• your unauthorised copying, sharing, recording, or distribution of Program Materials;
• your dealings with any client, model, subject, employer, or other student; or
• your violation of any law or of the rights of any third party.

We will notify you of any such claim and may participate in the defense with counsel of our choosing at our own expense. You may not settle any claim in a way that imposes any obligation or admission on us without our prior written consent.

24.Dispute Resolution & Binding Arbitration

Please read this section carefully. It affects your legal rights, including your right to file a lawsuit in court and to have a jury decide your claims. It contains a class action waiver, and it gives you 30 days to opt out.

24.1 Talk to us first. Before starting arbitration, the party raising a dispute must send a written notice describing the dispute and the relief sought — to us at [email protected], and to you at your email address of record. The parties will try in good faith to resolve it for thirty (30) days after that notice. Neither party may begin arbitration before that period ends.

24.2 Agreement to arbitrate. Except as stated in Section 24.5, any dispute, claim, or controversy arising out of or relating to these Terms, the Site, the Program, the Program Materials, the community, or your certification — including their formation, interpretation, breach, termination, validity, or enforceability — will be resolved exclusively by final and binding individual arbitration, and not in court.

24.3 Rules and procedure. The arbitration will be administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, as modified by these Terms, before a single arbitrator. The seat of arbitration is Bay County, Florida. Any in-person hearing will take place there unless the parties agree otherwise or the AAA determines under its Consumer Arbitration Rules that a different locale is appropriate, including a locale reasonably convenient to you. The arbitrator may conduct proceedings by telephone or videoconference, and a claim within the AAA's desk-arbitration threshold may be decided on documents alone without any hearing. The Federal Arbitration Act governs the interpretation and enforcement of this Section. The arbitrator's award is final and binding, and judgment on it may be entered in any court of competent jurisdiction.

24.4 Class action and jury trial waiver. All claims must be brought in the parties' individual capacity, and not as a plaintiff or class member in any purported class, collective, consolidated, private attorney general, or representative proceeding. The arbitrator may not consolidate the claims of more than one person and may not preside over any form of representative proceeding. The parties waive any right to a trial by jury. If this waiver is found unenforceable as to a particular claim, that claim — and only that claim — will be severed and brought in the courts identified in Section 25, and the remaining claims will proceed in arbitration.

24.5 Exceptions. Either party may (a) bring an individual action in small claims court for any claim within that court's jurisdiction, and (b) seek temporary or preliminary injunctive or other equitable relief in a court of competent jurisdiction to prevent actual or threatened infringement or misappropriation of intellectual property, unauthorised distribution of Program Materials, or breach of confidentiality obligations. We may also bring an action in court to collect past due amounts.

24.6 Fees. Filing, administrative, and arbitrator fees are allocated under the AAA Consumer Arbitration Rules, which cap the amount a consumer pays. Each party otherwise bears its own attorneys' fees and costs, except where an applicable statute or the arbitrator's award provides otherwise.

24.7 Your right to opt out of arbitration. You may opt out of this arbitration agreement by sending written notice to [email protected] with the subject line “Arbitration Opt-Out,” including your name and the email address associated with your enrollment, within thirty (30) days of the date you first accept these Terms. Opting out affects only the arbitration agreement and class waiver in this Section 24; the rest of these Terms continue to apply. Opting out will not affect your enrollment or your relationship with us in any other way.

24.8 Time limit. To the extent permitted by law, any claim arising out of or relating to these Terms or the Program must be brought within one (1) year after it accrues, or it is permanently barred.

24.9 Survival. This Section survives termination of these Terms and of your enrollment.

25.Governing Law & Venue

These Terms and any dispute arising out of them are governed by the laws of the State of Florida, without regard to its conflict of laws principles. For any dispute not subject to arbitration under Section 24, the parties consent to the exclusive personal jurisdiction and venue of the state courts located in Bay County, Florida, and the United States District Court for the Northern District of Florida, and waive any objection to that venue, including on grounds of inconvenient forum.

26.Force Majeure

We are not liable for any delay or failure to perform caused by circumstances beyond our reasonable control, including acts of God, hurricane, flood, fire, war, terrorism, civil unrest, labor disputes, epidemic, government action, power or internet failure, telecommunications or hosting outage, cyberattack, instructor illness, or the act, omission, policy change, outage, model deprecation, or account action of any AI Tool, platform, or third-party vendor. Where such an event prevents a live session, we will reschedule it or provide equivalent recorded instruction.

27.Changes to These Terms

We may update these Terms from time to time. The “Last Updated” date at the top reflects the most recent revision. For material changes affecting currently enrolled students, we will provide notice by email to your address of record or through the Program platforms at least fifteen (15) days before the change takes effect. Continued use of the Site or the Program after the effective date constitutes acceptance. Changes to Section 24 will not apply retroactively to any dispute of which we had actual notice before the change. A change to these Terms never reduces the guarantee described in Section 8 for a student already enrolled at the time of the change.

28.General Provisions

28.1 Entire agreement. These Terms, together with the Privacy Policy, the Refund Policy, and any Enrollment Agreement, are the entire agreement between the parties regarding their subject matter and supersede all prior or contemporaneous proposals, discussions, advertising, and representations, whether oral or written.

28.2 Independent parties. Nothing in these Terms creates a partnership, joint venture, employment, agency, franchise, or fiduciary relationship between you and us.

28.3 Assignment. You may not assign or transfer these Terms or your enrollment without our prior written consent. We may assign these Terms in connection with a merger, acquisition, reorganization, or sale of substantially all of our assets. These Terms bind and benefit the parties' permitted successors and assigns.

28.4 Severability. If any provision is held unenforceable, it will be modified to the minimum extent necessary to make it enforceable, or severed if modification is not possible, and the remaining provisions remain in full force.

28.5 No waiver. A failure to enforce any provision is not a waiver of that provision or of any other right.

28.6 Notices. Notices to us must be sent to [email protected] and, where these Terms require written notice, also by mail to the address in Section 29. Notices to you may be sent to the email address associated with your enrollment and are deemed received on the date sent.

28.7 No third-party beneficiaries. These Terms do not confer any right or remedy on any person other than the parties.

28.8 Headings and interpretation. Headings are for convenience only. “Including” means “including without limitation.” No rule of construction against the drafter applies.

29.Contact Us

Questions about these Terms, the guarantee, or your enrollment should be directed to: